About Us

Alternate Financial Resources is a professional funding and financial services firm dedicated to helping individuals, investors, real estate professionals, financial entrepreneurs and businesses of all sizes to find creative financial solutions for new purchases, liquidating debt and addressing immediate cash-flow needs. We pride ourselves in offering prompt, courteous and professional service.      Alternate Financial Resources is committed to: Taking a proactive approach to finding the best possible funding source to meet your needs. Ensuring you have access to the capital you desire under the best rates and terms possible. Maintaining the confidentiality of each client. Providing reliable, dependable service. Working to earn your trust. Achieving results!      Our approach is straight-forward ... For new purchases, we research and find funding sources and financing offerings according to; the amount being financed, settlement cost alternatives and payment terms and conditions. We present this to you for your evaluation/choice.     For cash-flow need financing, we facilitate the loan or the sale of your income stream (note, accounts receivable, etc.) and negotiate with a variety of funding sources to obtain the best deal for you, tailored to your situation and financial needs.     It is our goal to be a strategic part of the success and growth of our clients through a long-term beneficial relationship based on the results we achieve for our clients.      We are glad that you found us and look forward to addressing your funding needs in a timely, professional manner that provides you what you need to make an informed financial decision. Our free financial consultation will provide you options to acquire money for business growth, operating capital, asset financing and personal financial stability.     In many cases, we come through even when the banks say no! After reviewing all the information on our web site, make sure to e-mail or call us for a confidential evaluation or further information. Our History     Alternate Financial Resources has evolved from the business experiences and technological insights gained from the initiation and execution of three business inceptions and numerous strategic business partnerships formed and operating successfully since 1995, by the company's founder, Bob Doherty.     Every entrepreneur, investor and individual owner has experienced the cyclical and exceptional incidents that can delay or disrupt business growth and/or affect personal financial stability. The typical solution, traditional bank financing, can be limited with onerous terms, conditions and personal guarantee requirements.     Alternate Financial Resources was launched in February 2005 to help businesses and individuals address their financial needs but with an alternative to conventional bank financing ... creative financial solutions with national third party funding resources & investors that can provide faster turnaround, more flexible financing alternatives and terms. Management Robert Doherty, BA MA CCFC, is the Principal and Owner of Alternate Financial Resources. Bob has over 26 years experience founding, financing and operating successful businesses. Bob is a certified financial consultant as well as a licensed real estate sales agent. Bob´s Finance and Consulting accomplishments include: Business Line of Credit and operating income note financing for small businesses $3M in private investor financing for a software development company Hundreds of thousands of dollars for small business equipment leasing Collateral-based bridge financing for real estate subdivision development Equity loan financing for land purchases and development Real estate investment property financing and equity-based cash flow generation Commercial $3-18M real estate deal structuring and creative owner financing Bob´s Personal and Professional accomplishments include: Founded and successfully operating a Financial Services company Founded and successfully operating a Internet Service Provider (ISP) company Founded and successfully operating a Software Development company Founding Partner of a commercial real estate investment company Married for 23 years and the proud father of three daughters (19, 17, and 13). Funding Sources Alternate Financial Resources has affiliated itself with the top Nation-wide funding sources with the ability and resources to help provide funds for : Business Based: Payments to a Business by Another Business: Accounts Receivable Funding Asset Based Credit Lines Delinquent Commercial Debt Commercial Debt Management Equipment Leases International Receivables Medical Receivable Funding Purchase Orders (We can fund material costs for contracts) Vendor Paper Construction Receivables Consumer Based: Originated by a Consumer and Paid to a Business: Delinquent Consumer Debt Credit Card Debt & Chargeoffs Fractional Ownership Interests (Timeshares) Collateral Based: Secured by Tangible Goods or Pledged by a Business: Private Mortgage Notes Real Estate Business Notes Developer Paper Distressed Property Equipment Notes Foreclosures Land Notes Marine Notes Mobile home Notes (with or without land)